Do you keep aside pocket money for stationery etc?
A. No. My parents usually cover my stationery costs.
B. I either use last year's stationery or I borrow from or swap with my siblings.
C. Splurge all your holiday savings on the coolest stationery. You have to out-do your friends..
Savings from my part-time jobs goes towards...
A. Clothes, shoes, accessories – in that order!
B. Outings with my friends and occasionally a new item of clothing.
C. An investment plan my parents started for me somewhere, which I hardly have access to.
Do your parents expect you to pay for your own tertiary fees?
A. No ways! That's their baby. Looking good is mine!
B. If it would make things easier for them I would, even if it means student loans or financial aid.
C. I insist on paying for everything. The sooner I become financially responsible, the better for everyone!
How often do you give your room a good spring clean?
A. Room? Clean? That's what mom's are for, right?
B. At least twice a year.
C. Every quarter. I'm a bit of a neat freak.
How much are you willing to spend on a good pair of jeans?
A. Good fashion has no price tag!
B. R250 - R500.
C. I don't believe in splurging on clothes. What's the point, no one sees the price tag.
You're Done!
Big Spender
You swipe your card almost as often as you brush your teeth! There's something about spending money that makes you feel liberated, but beware, it will come back and bite you one day. Slow down on the spending and try to stick to your budget, it will pay off and no one's going to label you for not keeping up with Prada! There's nothing worse than having a big red cross next to your name by the time you turn 30. Yikes!
You're Done!
Wise-spender
You're keeping a good balance between your needs and wants. Good on you. As much as saving is important, it's good to spoil yourself now and then, if your budget allows of course. Some of your friends aren't as level-headed as you when it comes to money, why not offer them some advice?!
You're Done!
Splurge a little!
We don't have to convince you, sales are a girl's best friend! Saving is one of your top priorities and you've even advised some of your friends to curb their spending habits. As great is this is, it's OK to splurge on yourself once in a while. If you're still not too comfortable with the idea, spend your money on something that has many uses. That way you won't feel so bad!